Investment and insurance Archives - Page 2 of 2

How much you would need to save every month to retire a millionaire in South Africa

20 February 2017

One of the biggest concerns facing South African households today is saving up enough money for retirement. While we tend to contribute towards a retirement annuity and/or pension plan every month, it can often fall to the back of our minds before becoming a serious factor as we near retirement age.

With South Africans now living longer it has also become harder to determine “how much is enough” to retire. With that in mind, BusinessTech approached several prominent financial analysts to determine how much we would need to save – at various ages – to retire a millionaire at 65 in South Africa.

The calculations specifically focus on savings, as it can be an immensely difficult task to calculate RAs and pension plans due to their personalised and complex nature. The calculations are also not intended to act as financial advice, but rather to illustrate the importance of saving as […]

Estie2017-07-27T14:25:12+02:00July 27th, 2017|Finance, Investment and insurance, Recources, Syllabus Topics|

Insurance after disaster

Insurers expect claims to rise on Cape storm and fires

Analysts warn the twin disasters of Knysna fires and the storm that hit Cape Town will put pressure on the insurance business

08 JUNE 2017 – 14:04 RAY NDLOVU AND AGENCY STAFF

Picking up the pieces: Rain brought some relief to Garden Route where fires gutted parts of Knysna and Plettenberg Bay. In the picture Michelle Kruger, with her daughter Bianca 15 and son David 7, inspect their destroyed property in Gardner Kloof, Knysna.

SA’s insurers are bracing for an influx of claims, expected to increase after the outbreak of fires in Knysna damaged property worth millions of rand and resulted in the evacuation of about 10,000 people from their homes.

Analysts on Thursday said the twin disasters of fires in the coastal town of Knysna and the storm that hit Cape Town this week would put pressure on the insurance business, although a cushion would be […]

Estie2017-06-23T15:57:27+02:00June 23rd, 2017|Investment and insurance, Recources, Syllabus Topics|

Health and Safety

Health and Safety:

The incident investigation should basically answer the following six key questions

Who

was injured?
saw the incident? (Injury)
was working with him/her?
had instructed, trained, assigned the affected person/
else was involved?
Can help prevent the re-occurrence?

What

was the incident?
was the injury/illness?
was being done at time of injury or incident?
were they told to do so?
tools were being used?
machinery was involved?
operation was being performed?
instruction had been given?
precautions were given?
precautions were necessary?
PPE was used or should have been used?
did other do to contribute to the incident?
problems or questions was encountered?
did the employee and others do after the incident?
did witnesses see?
will be done to prevent re-occurrences.
safety rules or procedures were violated?
safety rules or procedures were lacking?
safety rules or procedures were needed?
additional training should be included?

When […]

Estie2017-06-23T15:55:18+02:00June 23rd, 2017|Human Capital, Investment and insurance, Recources, Syllabus Topics|

Investment cartoon

Estie2017-03-05T13:09:44+02:00March 5th, 2017|Investment and insurance|

Werkloosheidsversekering

Werkloosheidsversekeringsfonds (André Claassen)

Dit is noodsaaklik om kennis te neem dat werknemers nie van die werkloosheidsversekeringsfonds (WVF) kan eis wanneer hulle vrywillig bedank nie. Eise kan alleenlik ingedien word wanneer die werkgewer insolvent verklaar is, die kontrak deur die werkgewer beëindig word as gevolg van operasionele vereistes, swak prestasie en wangedrag. Die WVF maak voorsiening vir 5 tipes voordele …

Kliek hier om die res van die artikel te lees …

Estie2015-11-30T13:27:13+02:00November 30th, 2015|Investment and insurance|

Investment

We’re all looking for an investment strategy that works consistently. Perhaps a valuation technique, a technical strategy, or a way to predict which funds will outperform.

While investors go to great lengths to create such cleverly named strategies as “Japanese cloud” formations and “economic surprise” indicators, no methodology seems to work all the time.

However, there is one strategy …

Click here to read the rest of the story…

Estie2015-11-30T09:49:16+02:00July 25th, 2015|Investment and insurance|